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Home > Blog > McKinney Insurance Services Blog: owners
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McKinney Insurance Services Blog: owners

View the latest blog posts from McKinney Insurance Services.

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Thursday, June 22, 2023

Pool Safety Tips for Homeowners

If you are a homeowner with a pool, you should be aware of the dangers of drowning. Although a pool provides fun entertainment in the hot summer months, the risk of drowning or near drowning needs to be taken seriously. Over 3,500 people die per year due to unintentional drowning. READ MORE >>

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Wednesday, April 26, 2023

Can You Cancel Your Home Insurance Policy with an Open Claim?

In some cases, you may not want to remain with your current home insurance provider after a claim. You may even be tempted to cancel your policy while a claim is still open. While it is possible to do so, there are certain things you should keep in mind.  Switching Insurance During or After a Claim Can Raise Your Rates  READ MORE >>

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Wednesday, November 23, 2022

Does a BOP Cover Theft?

Business owners policies (BOPs) are designed to protect businesses from financial loss and other accidents. This insurance is crucial for small businesses in low risk industries. Unfortunately, BOPs don’t cover everything and it is important to know the restrictions on your policy.  READ MORE >>

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Friday, October 21, 2022

3 Tips for Understanding Home Insurance

After you first buy a home, the process of getting together all of your paperwork and funds is exhausting even without the need to consider home insurance. It's why many people end up choosing a policy that's based on little more than convenience and cost. They only learn more about their plan when they're forced to file a claim. READ MORE >>

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Wednesday, June 29, 2022

Do Business Owners Policies Cover Employees?

A business owners policy (BOP) combines coverage for small businesses to protect against certain dangers, but it can also serve to cover employees depending on what coverage is added.  Basic BOPs come with two coverages:  READ MORE >>

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Tuesday, May 24, 2022

What Does Home Insurance Cover and Exclude?

Insurance causes you think about all the bad things that may happen with your home. While it sounds pessimistic to dwell on the occurrences that may or may not take place, thinking about these things keeps you protected when life throws surprises your way.  READ MORE >>

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Friday, January 7, 2022

Is Your Business at Risk for Employee Fraud?

Many companies today spend a great deal of time and money getting to know their staff. They conduct background screenings, handle ongoing compliance checks and even conduct drug screenings at random. However, employee fraud is still a risk for many companies. READ MORE >>

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Tuesday, December 7, 2021

Home Insurance Protects More Than Your Property

For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn't always given as much careful consideration. This could be in part because people feel that most guests don't sue their hosts. READ MORE >>

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Friday, July 9, 2021

Is My Collection Covered Under My Homeowners Insurance?

Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed, you know what needs to be replaced. Most standard homeowners insurance policies generally cover a home's contents up to between 50 and 75 percent of the home's value. READ MORE >>

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