Call Us 800-684-5020 ☰ ˟
Logo
Call Us 800-684-5020
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Insurance
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Workers Compensation Quote
    • Commercial Property Insurance
    • FloodImage of right arrow
      • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowners Association Insurance
      • Homeowners Association Form
    • Life
    • Long Term Care Insurance
    • Other
    • Recreational Vehicle
    • Renters
    • Specialty Automobile
    • Universal Life InsuranceImage of right arrow
      • Universal Life Insurance
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Recreational Vehicle
    • Renters
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
  • Blog
  • Resources
    • Community Partners
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About McKinney Insurance Services Inc.
    • Our Locations
    • Employee Directory
    • Privacy Policy
    • Careers
  • Contact Us
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life & LTC Icon

Life & LTC

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Your Motorcycle Insurance Options
FRIDAY, MARCH 24, 2023

Your Motorcycle Insurance Options

Motorcycle insurance differs a bit from auto insurance. When you're buying insurance for your motorcycle, it's important to understand what your options are so you can get the maximum benefit from the insurance you purchase. Below is a description of some types of coverage you can get for your motorcycle. 
Motorcycle Ride
Bodily Injury and Property Damage Liability 

Bodily injury and property damage liability insurance covers you against damage or injuries you cause to anyone else. How much you are covered for will depend on the limit you select for your policy. This coverage is required of all motorcyclists, though minimum coverage limits vary by state. 

Collision and Comprehensive 

Combined, these two types of no-fault coverage are intended to pay for replacement or repair of your motorcycle. If your bike is damaged during an accident, collision insurance covers repairs. If it's stolen, vandalized or damaged by a storm, fire or similar event, comprehensive insurance comes into play. There will generally be a deductible that you will have to pay, with the insurance company paying the remainder. 

Uninsured or Underinsured Motorist 

If you're in an accident with someone else who doesn't have enough insurance or doesn't have insurance at all, you might think that you're out of luck. But by having uninsured or underinsured motorist coverage, any damages or injuries you suffer resulting from the accident (such as medical care or lost wages) can be covered. 

Medical Payments 

No matter who was at fault, medical payments coverage handles any medical expenses you have resulting from a motorcycle accident. This will usually cover any necessary treatment taking place within the first few years following the accident. In certain states, this coverage will only come into play once you have used up any other medical insurance you might have. 

Are you covered? Call McKinney Insurance Services for more information on motorcycle insurance. 
Posted 3:04 PM

Tags: motorcycle insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(15)
  • coverage(10)
  • policy(8)
  • business(7)
  • commercial(6)
  • owners(3)
  • bop(3)
  • homeowners(3)
  • car(3)
  • auto(3)
  • liability(2)
  • general(2)
  • terms(2)
  • auto insurance(2)
  • life(2)
  • accident(2)
  • life insurance(2)
  • general liability insurance(2)
  • whole(2)
  • retirement(2)
  • homeowners insurance(2)
  • vehicle(1)
  • belongings(1)
  • rates(1)
  • water damage(1)
  • car insurance claims(1)
  • common liability claims(1)
  • apartment(1)
  • stolen(1)
  • mckinney insurance services(1)
  • lower(1)
  • motorcycle insurance(1)
  • home insurance(1)
  • business insurance(1)
  • auto information(1)
  • commercial liability(1)
  • renters(1)
  • recreational vehicle insurance(1)

View Mobile Version

Contact Us Today!
800 - 684 - 5020

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

5 Allen Avenue
Asheville, NC 28803

Phone: 800-684-5020 | Fax: 828-684-1810 | info@mckinneyagency.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder