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Home > Recreational Vehicle Insurance | McKinney Insurance Services - North Carolina

Recreational Vehicle Insurance


Recreational Vehicle Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

RV Quote Form

Recreational Vehicle Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request ID Card for Recreational Vehicle Policy

Recreational Vehicle Insurance Information

RV Insurance in North Carolina


If you have an RV, whether it’s your full-time residence or your road trip vehicle of choice, it’s imperative to secure the proper insurance protections. Finding an RV insurance policy doesn’t have to be complicated. Let one of our agents at McKinney Insurance Services guide you through the process of getting targeted protection. 

What Do RV Policies Cover? 

What your specific RV policy may cover will vary depending on the coverages you choose. Many policies may provide the following lines of coverage:  

  • Liability Insurance: This coverage helps protect you against financial consequences in paying for damage you cause others if you are at fault in a wreck.

  • Bodily injury liability coverage pays for their medical bills (and in some cases, deaths)

  • Property damage liability pays for damage to the other driver’s property, like their car.

  • Collision Insurance: This coverage helps provide protection and financial assistance if you incur damage to your own vehicle after a wreck.

  • Comprehensive Insurance: This coverage helps pay for vehicle damage from non-accident mishaps to your vehicle, like weather damage or collision with an animal.

  • Medical Coverage: This coverage can help pay for your medical bills and those of your passengers.

  • Uninsured/underinsured Insurance: These coverages can help protect you against significant financial damages if you’re in an accident caused by another driver who is either uninsured or underinsured. 

  • Campsite and Vacation Coverage: This insurance coverage helps cover liabilities associated with using the RV as a vacation property.

  • Full-Time Residence Insurance: If you live in the RV permanently, this coverage can help provide extended protection for your home. 


Keep in mind the exact policy you need may vary. You’ll want your coverage to protect the vehicle appropriately both during travel and stationary periods. Talk to one of our agents to identify your insurance needs and find coverage that meets those needs.  

Contact us today 

If you’re ready to learn more about RV insurance or secure coverage for your motorhome today, give us a call. The team at McKinney Insurance Services is looking forward to hearing from you.  

Contact Us Today!
800 - 684 - 5020

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5 Allen Avenue
Asheville, NC 28803

Phone: 800-684-5020 | Fax: 828-684-1810 | info@mckinneyagency.com
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